Discover your investor risk tolerance level


1. What type of returns are you seeking?
  Income
  Growth > Inflation
  Maximum Growth Potential
 
2. Keeping in mind your primary financial goals, in approximately how many years would you expect to need this money?
  1-3 years
  3-7 years
  7+ years
 
3. Which one of the following describes your expected future earnings over the next five years?
  I expect my earnings increases will far outpace inflation(due to promotions, new jobs, etc.)
  I expect my earnings increases to stay somewhat ahead of inflation.
  I expect my earnings to keep pace with inflation.
  I expect my earnings to decrease (retirement, part-time work, economically-depressed industry, etc.)
 
4. How concerned are you that your savings and investment dollars outpace inflation?
  Not very concerned
  Moderately concerned
  Highly concerned
  Very highly concerned
 
5. If you are looking for your investments to grow, approximately what annual rate of return would you want/need to meet your goals?
  Less than 5%
  5% - 10%
  Greater than 10%
 
6. How would you react if the value of your long-term investments declined by 10% in one year?
  I understand there may be market fluctuations, but I would be very concerned if the value of my investments declined by 10%.
  I accept some market fluctuations, but I would be somewhat concerned if the value of my investments declined this much.
  I generally invest for the long term and I would not be concerned with this decline.
  I invest for the long term and would accept a 10% decline.
 
7. How would you react if the value of your long-term investments declined by 20% in one year?
  I understand there may be market fluctuations, but I would be very concerned if the value of my investments declined by 20%.
  I accept some market fluctuations, but I would be somewhat concerned if the value of my investments declined this much.
  I generally invest for the long term and I would not be concerned with this decline.
  I invest for the long term and would accept a 20% decline.
 
8. Have you ever invested in individual bonds/stocks or bond/stock mutual funds?
  No, but if I had, the fluctuations would make me uncomfortable.
  No, but if I had, I would be comfortable with the fluctuations in order to receive the potential for higher returns.
  Yes I have, but I was uncomfortable at times with the fluctuations, despite the potential for higher returns.
  Yes I have, and I felt comfortable with the fluctuations in order to receive the potential for higher returns.
 
9. Which of the following statements best describes your feelings toward choosing your investments?
  I would select investments that have a low degree of risk associated with them.
  I prefer to diversify with a mix of investments, placing emphasis on those with a low degree of risk and a small portion in others that have a higher degree of risk that may yield a greater return.
  I prefer to diversify with a balanced mix of investments.
  I prefer to diversify with an aggressive mix of investments including some that have a low degree of risk, but emphasizing those that may yield greater returns and have a higher degree of risk.
  I would only select investments that have a higher degree of risk and a greater potential for higher returns.
 

risk : moderate